I thought I was doing the budgeting thing. But as Maya Angelou said, “do the best you can until you know better. Then when you know better, do better.” So here I am making more of an effort after knowing better to get us to being debt free.
Before going further, I realized in preparing this post that I was hesitant. I was hesitant not because of the discussion around the big dirty word (read: money), but because I was trying to figure out how to share enough to have meaningful discussion while also balancing not sharing too much to protect private information. I also don’t want folks to get distracted on by my numbers. Just because it may LOOK like my rent is cheaper than yours, there is NO COMPARISON. Everybody gets some sort of discount or help some how. The way that I see it, we’re all in this together and looking for that sale on aisle 9 for some bomb dot com chips for taco night.
Let’s go one step further and say that dirty word together. Money. Say it with me! Money! Money money money.
Ok a little bit more on my “how.” How am I getting closer to being debt free? I started implementing The Budget Mom’s (TBM) method in November 2019.
I am sharing this in hopes that you’ll join me on this journey, talk dirty (about money) with me, and I am realizing that this will also be another form of accountability.
Since we started implementing TBM’s method, we’ve been able to save up for annual expenses (like bar dues), have increased our awareness with regards to all things money-related, and have cut our credit card dependency. I can’t really pinpoint to an exact amount or reason, but I also believe that TBM’s method has equipped us with the awareness and tools to be able to stay afloat during the current storm that we are weathering.
Will you join me on this journey to being debt free?